All non-licensed work needs to be carried out with the appropriate controls in place.
Transfer from Line of Credit to: Checking Some of these services may not be available at all terminals. Some terminals my have lesser limits.
You agree to follow the instructions posted or displayed or given at an ATM. Point-of-Sale Transactions - dollar limitations - Using your card: The currency conversion rate used to determine the transaction amount in US dollars is either a rate selected by Visa from the range of rates available in wholesale currency markets for the applicable central processing date, which rate may vary from the rate Visa itself receives, or the government-mandated rate in effect for the applicable central processing date.
The conversion rate in effect on the processing date may differ from the rate in effect on the transaction date or posting date. The fee will be 0.
Advisory Against Illegal Use. You agree not to use your card s for illegal gambling or other illegal purpose. Display of a payment card logo by, for example, an online merchant does not necessarily mean that transactions are lawful in all jurisdictions in which the cardholder may be located.
For security reasons, there may be limits on the number of those transactions that may be authorized. ATM services are aib business plan examples for your convenience 24 hours a day, seven days a week, with minor interruptions for end-of-day processing.
Point of Sale transactions are available during merchants' business hours. We may debit or place a hold on your Checking Account for a transaction either on the day it is presented to us for payment, by electronic or other means, or on the day we receive notice of the transaction, whichever is earlier.
If a merchant or other financial institution requests an authorization for a transaction you want to conduct, we may place a hold on your Checking Account for the amount authorized.
As a result, you will not have access to the funds on hold, other than for the transaction authorized, until the hold expires up to three 3 business days from the date of the transaction. Furthermore, in the event of a dispute with a merchant, you may have to settle directly with that merchant.
If a merchant misrepresents the quality, price, or warranty of goods or services in which you paid with your Card, you indemnify us for all damages and liability which results from the misrepresentation. If you breach or don't fulfill any of the terms of this agreement, you also indemnify us for all resulting damages and liability.
All members who request to transfer funds from one account to another account number using Sky Fone Telephone or iSky Online Banking must complete a Cross Account Transfer authorization form. Member must be on both accounts. A Bill Payment Service is available.
Please refer to our schedule of service charges for the amount we will charge and other fees associated with the Bill Payment Service. We may occasionally introduce new services to enhance the existing program, and we may limit services or transactions available in these programs, from time to time, at our discretion and without prior notice.
We may change or modify services, from time to time, at our discretion. We shall notify you of any new services or changes to existing services and by utilizing these services, you agree to be bound by the obligations and conditions concerning these services. In addition to the terms set forth in this Agreement, you agree to be bound by all the terms and conditions of any separate instructions that you may be provided with in conjunction with these services and any and all applicable state and federal laws and regulations.
This Agreement, any separate instructions, and the applicable fees and charges may be amended by us in the future. You may be asked to designate one of your accounts as a payment account for selected services such as a bill payment service.
Additional terms and conditions may be provided to you electronically via our web site and on paper if requested in connection with a bill payment service.
If you close the payment account, your ability to use the bill payment service will be suspended until you notify us of your new payment account. If you select a joint account as the bill payment account, all joint owners will share the same payee list and any joint owner may select a payee to receive payment from the account.
An account that requires two or more signers may not be designated a payment account. Any account owner may cancel the bill payment service and we are not required to notify the other account owners of the cancellation of bill payment services.
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